Leading us all to slaughter
The CBO this week agreed that the health care bill is not only no cost (over the years), but would save money.
I won't go through their calculations, since they're long and involved, but that's their conclusion.
figures don't lie, liars figure....they will likely ram it through anyway so I guess
it doesn't much matter.
They make their calculations so long and involved that no one can understand them, so they can say watever they want and no one will be able to prove tham wrong.
to say that anything (health care etc) the Gov. does will not cost
any money is complete and utter bullshit.
I don't think it does matter in terms of the vote that will be taken this week.
It will probably matter in terms of the mid-term elections in November. I think Democratic incumbents will suffer, but so will some Republican. There's a strong "cast the rascals out" feeling out there. That said, most pundits agree that a vote for the health care bill will hurt some Democratic incumbents (depending on their electoral district).
A striking thing is that the majority of Americans support 80% of the health care bill. It's the remaining 20% that is the problem. For example, everyone would like to see more people covered, and would like everyone covered regardless of pre-existing conditions. People on Medicare (like me) are very much up in arms because costs for Part B coverage will go up. Many people are angered that coverage for abortion will be included. Many union members are upset that they will be penalized for having so-called "Cadillac" coverage under their union plans (this is by no means all union members). Most conservatives are upset at the possibility that illegal aliens will be covered (although they're already covered if they go to the Emergency Room, which is personally disgusting to me).
I just don't see how all of this is going to help a middle class guy like
myself and many others who have shitty insurance through work.
For my family plan, I pay $500/mo and have a $2000 deductible,
I suffer with it just in case of a catastrope, I am fairly young and healthy
as are my kids so I guess I can look foward to being FORCED to maintain
that coverage which really covers nothing at all.
As Bob said 80% of Americans are in favor of fixing health care, i don't think anyone of us likes the idea of being canceled because of "pre" existing conditions, or the cost factors your facing. Our daughters are in the same boat. BUT.. and man is it big, the way thier fixing it is just so wrong.. theirs another 80% figure. Those who want the current bill either scraped, or for them to start from the begining.. Only 20% of Americans want this horror to be passed as is..
The smoke and mirror from the CBO is as follows, they "pay" for it with two major bills that are not even in this health bill, and don't come on line for 4 and 8 years respectively.. The reason thier not in the current bill is the same reason they will NOT be passed when they have to get the savings.. No one in the country will go for either of them.. Not only will they NOT be passed down the road (and that has to happen to get the $ savings) is the the same as why thier not in the bill right now.. No politician will get reelected if they vote for either of them.. Yet and this is amazing to me...They are letting the CBO count the dollar savings of them in the total... When thier A) not law, B) Not going to be law... This is a travisty!!
You have my sympathy. You have a terrible insurance plan.
I have a great job with a solid company (been here 19 yrs), just shitty ins.
Our comany is fairly small 250~ employees, so the ins. companys aren't
real interested in giving us a decent policy (or so I have been told).
The more people in the base, the lower the price for the individual, and the better coverage available at the same price.
I went to the dentist years ago and was appalled at the low amount that my dental insurance paid. I started ranting about how bad Delta Dental was. The dentist and office manager both quickly told me that Delta Dental was the best dental insurance company around, but that my company was cheap and had purchased a really shitty policy.
My reasoning is as follows: I could get a 'full coverage' policy for $500-600 per month. That would cost me $6,000-$7,200 per year. If I do get sick enough to invoke the deductible and use it all up, I break even. If I don't get sick, I'm ahead. I've been doing this for six years now, so I've saved nearly $20,000.
I agree with your reasoning, I look at it this way, it is kinda like car ins.
let it lapse and you can almost be guaranteed that something bad will
happen and you will be out ten times as much as the cost of the ins.
wow I guess i cant complain about my insurance anymore. I think my deductable is $500 and we have a yearly out of pocket max of $5000 or $6000. I think we pay $65/per paycheck for it, it's hard to tell anymore since its all gone paperless we dont get paystubs anymore just a line on our bank statement sayin how much we got paid.
will that $65 increase as you add dependants in the future? That is the way it
works here, if it were just me it would be about what you pay. Something to
think about if you are planing on having kids.
yeah it increases, but the stupid thing is its cheaper for 2 single plans than a married couple on a single plan so as of right now me and my wife have separate insurances. oh and I forgot to mention we have a package deal where we get medical dental and life all together.